Event Organizers Liability Insurance in Iran
For organizers of conferences, concerts, exhibitions, competitions and recreational camps holding an official permit.
Persian twin page (authoritative): /liability/public/events-insurance
Short answer
Event organizers liability insurance in Iran compensates participants and visitors for bodily injury and compensates third parties for property damage occurring during the event, including accidents of temporary structures, and funds the organizer's legal defense, up to the policy limit, from installation of equipment until the site is cleared.
The final premium is issued upon official quotation — no premium figures are published on this site.
Who needs this policy?
- Organizers of scientific, trade and business conferences
- Organizers of concerts and cultural and artistic events
- International exhibitions and exhibitors recorded in the policy
- Organizers of sports competitions and recreational camps
- Licensed event management companies
What is covered?
| Coverage | Description |
|---|---|
| Bodily injury to attendees | Compensation of diyeh and medical costs of attendees injured during the event, where the organizer's responsibility is established. |
| Third-party property damage | Compensation of damage to third-party equipment and property, including rented equipment and the venue's property. |
| Legal defense costs | Attorney fees and court costs in lawsuits brought against the organizer, even in dismissed claims. |
| Temporary structures and stage equipment | Cover of damage caused by instability or collapse of temporary structures to third parties, subject to standard installation. |
| Installation-to-clearance period | Cover from the installation of equipment until the site is cleared, on the dates recorded in the policy. |
What is not covered? (Exclusions)
- Accidents arising from holding the event without a permit or beyond the declared capacity
- Damage to the organizer's own property and staff
- Accidents arising from the consumption of alcohol and narcotics within the event area
- High-risk programs such as fireworks and stunt jumps without express scheduling in the policy
- Damage after the end of the cover period recorded in the policy
- Deliberate acts of the organizer and knowing breach of the authorities' orders
Issuance conditions
- A valid holding permit from the competent authority
- Accurate declaration of the installation, holding and clearance dates at issuance
- Observance of the capacity and safety standards of the venue
Required documents
- Event holding permit from the competent authority
- Rental contract of the venue
- Program details, attendee capacity and schedule
- National ID and registration documents of the organizer
- Latest liability policy, for claims history
How to buy — step by step
Quotation and event review
Submit the quote request; the event type, capacity, duration and dates are declared, and a limit is proposed.
Documents and official proforma
After the holding permit and venue documents are received, an official proforma invoice is issued on the approved Bimeh Iran rates.
Premium payment
Pay through the banking gateway or a bank receipt; cover starts the moment issuance is confirmed, before the event.
Policy delivery
The printed and electronic policy with its general conditions is delivered within one working day.
How to claim — step by step
Immediate notification
Report the event to the agency immediately and within the notification deadline set by the policy.
Claim form
Complete and sign the claim form describing the accident, the injured person or damaged property and its location.
Case documents
Submit the holding permit, the venue contract, photographs and the medical or damage documents of the claimant.
Adjuster assessment
The adjuster examines the safety of the venue, the observance of capacity and the organizer's responsibility.
Agreement and payment
Once liability and the amount are established, compensation is paid subject to the policy deductible.
Claim notification deadlines and assessment details follow the policy general conditions and the Iranian Insurance Act (Article 30 practice: notification within five working days).
FAQs — Event Organizers Liability Insurance
Legal sources
Civil Liability Act of Iran (1960) — Articles 1 to 11 — fault-based civil liability
Civil Code of Iran — Articles 328 to 335 — guaranty and fault-based liability
General Conditions of Liability Insurance — Central Insurance Regulation No. 57
Iranian statutes are authoritative in Persian; English titles above are orientation references.
Reviewed by the Iran Liability Insurance content team
Reviewed by the licensed team of Agency No. 20616 of Bimeh Iran, specialized exclusively in liability insurance.
Legal review: licensed team of Agency No. 20616, Bimeh Iran — Last reviewed: 24 October 2026
Get Event Organizers Liability Insurance through the official Bimeh Iran agency
The online quote form is in Persian. English-speaking visitors may submit inquiries by email in English, and a consultant will respond in English. The quotation is issued on current Bimeh Iran tariffs after the limit of liability is agreed.