General guide
Policy Review Checklist Before Signing Your Liability Insurance
Short answer
Before signing a liability insurance policy in Iran, verify eight fields: the activity description, the per-coverage limit of liability, the deductible, the exclusions in the special conditions, the validity period, the policyholder details, additional activities, and the renewal terms. Fix any mismatch with the oral agreement before issuance — after issuance, changes require a formal endorsement.
Key points in brief
- The policy text is the benchmark at claim time — not verbal promises; anything not written in the special conditions has no documentary backing.
- Read the limit of each coverage separately, not just the total — in liability insurance the payable amount is the limit of the relevant section.
- The exclusions list in the special conditions defines exactly which events are not covered — ask a documented question about every unclear clause before signing.
- An incomplete activity description leaves part of the real activity effectively uncovered; every additional activity must be declared before signing.
- Fixing a disagreement before issuance is a simple correction request; after issuance, even a small change goes through a formal endorsement.
Persian twin page (authoritative)
The full Persian guide with the eight-field checklist table, common mistakes and the five-step review process: چکلیست بازبینی بیمه مسئولیت قبل از امضا (صفحه فارسی)
Reviewed by the licensed team of Agency No. 20616, Bimeh Iran — last reviewed 27 October 2026.
Review the draft before you sign
The quotation form is in Persian — English-speaking visitors can also email us and a consultant will respond in English, usually within one business day.
پاسخ استعلام حداکثر تا یک روز کاری — استعلام هیچ تعهدی برای خرید ایجاد نمیکند.