Question 1

Which liability policies do small workshops in Karaj need?

Accepted Answer

Any workshop that hires workers answers for work accidents under Article 91 of the Labor Law, so employer liability is the base policy. Where crews work at customer premises or damage to neighboring properties is plausible, public liability is added. Headcount and the nature of the activity set both the rate and the chosen limit.

Question 2

Who is responsible for an elevator accident in Karaj buildings?

Accepted Answer

The manager or owner of the building answers for elevator maintenance and safety, and pays for a fall or entrapment caused by negligence under the Civil Liability Act. Elevator liability insurance funds those damages up to the limit, and a maintenance contract with a qualified company with periodic servicing is a condition for the cover to remain valid.

Question 3

What liability does Karaj's intercity transport fleet carry?

Accepted Answer

Carriers based in Karaj move goods between provinces, and the carrier answers for cargo damage and for harm to third parties on the road when fault is proven. Carriers liability pays proven awards and the legal defense up to the limit, with fleet size and routes declared at issuance; the premium follows the official Bimeh Iran quotation.

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