Question 1

What liability do employers of paddy and farm workers in Rasht carry?

Accepted Answer

An agricultural employer in Rasht and across Gilan answers, under Article 91 of the Labor Law, for accidents to seasonal workers in the paddies, citrus orchards and processing workshops. Employer liability pays injury damage caused by faults in safety provision and covers legal-defense costs; the limit is chosen according to headcount and the nature of the activity.

Question 2

What insurance do Rasht's traditional restaurants and ecolodges need?

Accepted Answer

As a UNESCO creative city of gastronomy, Rasht draws many visitors to its traditional restaurants and ecolodges, and each host answers for guests' bodily and property damage, such as food poisoning, fire or falls, under the Civil Liability Act. Restaurants and hotels liability pays those damages and the defense costs; the rate is requested through the quotation form.

Question 3

Are Rasht's canneries and dairy plants exposed to product claims?

Accepted Answer

Yes. Canning, dairy and tea-processing plants ship across the country, and a contaminated or defective batch makes the producer answerable to consumers under the Consumer Protection Act. Product liability pays proven bodily and property damages and the cost of defending the claim, with the product line and distribution scope registered in the policy at issuance.

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