Billboard Liability Insurance in Iran
For companies producing and installing urban billboards, illuminated signs and roadside advertising structures.
Persian twin page (authoritative): /liability/commercial/billboards
Short answer
Billboard liability insurance in Iran compensates third parties for bodily injury and property damage caused by the fall of advertising structures such as hoardings, illuminated signs and roadside panels, including damage to vehicles, adjacent buildings and accidents during installation and repair, up to the policy limit, subject to valid municipal permits.
The final premium is issued upon official quotation — no premium figures are published on this site.
Who needs this policy?
- Companies producing and installing urban billboards and hoardings
- Owners of illuminated signs and advertising showcases
- Operators of advertising structures along roads and highways
- Advertising units of commercial centers and exhibition venues
- Contractors installing and maintaining advertising structures
What is covered?
| Coverage | Description |
|---|---|
| Collapse of the structure and panel | Compensation for bodily and property damage caused by the fall of the structure, the panel and parts of the billboard on third parties. |
| Damage to vehicles | Cover for damage to parked or moving vehicles within the fall radius of the advertising structure. |
| Damage to adjacent properties | Compensation for damage to the facade and structure of neighboring buildings caused by the fall of the advertising structure. |
| Accidents during installation and repair | Cover for accidents during the installation, repair and relocation of structures, within the policy conditions. |
| Wind and storm damage | Where an endorsement is agreed, damage from wind within the speed declared in the policy conditions is covered. |
| Legal defense costs | Court costs in complaints by third parties, the municipality and the road maintenance organization. |
What is not covered? (Exclusions)
- Structures installed without a municipal permit or in prohibited routes
- Corrosion of the structure with the owner's knowledge and without timely repair
- Damage to the advertising structure and panel itself
- Natural events beyond the wind speed declared in the policy
- Structures without a valid technical inspection certificate
- Damage from unauthorized loading on the structure with the operator's knowledge
Issuance conditions
- A valid municipal or road maintenance permit for each structure
- Periodic technical inspection of the structures and documented maintenance
- Declaration of the number, dimensions and exact location of the structures at issuance
Required documents
- Municipal or road maintenance permit of the structure
- Technical drawing of the structure and the inspection certificate
- Identity documents and the company's business license
- List of the structures' locations
- Previous policy and incident records
How to buy — step by step
Quotation and structure list
Submit the quote request; the number, dimensions and locations of the structures are declared, and a limit is proposed.
Documents and official proforma
After the permits and technical documents are received, an official proforma invoice is issued on the approved Bimeh Iran tariffs.
Premium payment
Pay through the banking gateway or a bank receipt; cover starts the moment issuance is confirmed.
Policy delivery
The printed and electronic policy with its general conditions is delivered within one working day.
How to claim — step by step
Immediate notification
Report the incident to the agency as soon as you become aware of it; the policy sets a maximum notification period of five working days.
Claim form
Complete and sign the claim form describing the collapse, the damaged property and the structure involved.
Case documents
Submit the municipal permit, the technical inspection certificate, photographs of the site and the claimants' documents.
Adjuster assessment
The claims adjuster examines the structure's maintenance record, the wind conditions and the fault of the parties.
Agreement and payment
Once liability and the amount are established, compensation is paid subject to the policy deductible.
Claim notification deadlines and assessment details follow the policy general conditions and the Iranian Insurance Act (Article 30 practice: notification within five working days).
FAQs — Billboard Liability Insurance
Legal sources
Civil Code of Iran — Articles 328 to 335 — guaranty and damage caused by structures
Civil Liability Act of Iran (1960) — Articles 1 to 11 — fault-based civil liability
Iranian Insurance Act (1936) — Article 30 — five-day claim notification
Iranian statutes are authoritative in Persian; English titles above are orientation references.
Reviewed by the Iran Liability Insurance content team
Reviewed by the licensed team of Agency No. 20616 of Bimeh Iran, specialized exclusively in liability insurance.
Legal review: licensed team of Agency No. 20616, Bimeh Iran — Last reviewed: 24 October 2026
Get Billboard Liability Insurance through the official Bimeh Iran agency
The online quote form is in Persian. English-speaking visitors may submit inquiries by email in English, and a consultant will respond in English. The quotation is issued on current Bimeh Iran tariffs after the limit of liability is agreed.