Engineers Professional Liability Insurance in Iran
For licensed engineers and supervising engineers in civil, architectural, electrical, mechanical and other recognized disciplines.
Persian twin page (authoritative): /liability/professional/engineers
Short answer
Engineers professional liability insurance compensates financial and bodily loss caused by errors in design, calculation, supervision and execution of construction or industrial projects. It applies to licensed members of the Iranian Engineering Council and covers supervision liability under Article 33 of the Engineering System Act, up to the policy limit.
The final premium is issued upon official quotation — no premium figures are published on this site.
Who needs this policy?
- Licensed members of the Iranian Engineering Council in all recognized disciplines
- Design engineers preparing drawings, calculations and technical specifications
- Supervising engineers (nazer) appointed under Article 33 of the Engineering System Act
- Engineers of contracting companies executing declared projects
- Engineering firms and design offices, with their employed engineers declared
What is covered?
| Coverage | Description |
|---|---|
| Design and calculation errors | Financial loss and damage caused by defective structural, architectural or installations design, including errors in drawings, calculations and specifications. |
| Supervision liability (Article 33) | Liability of the supervising engineer for failing to detect execution that departs from approved drawings and mandatory standards. |
| Third-party bodily injury | Diyeh and medical costs when a structural or installation failure injures workers, occupants or passers-by and the insured engineer is proven liable. |
| Employer's financial loss | Compensation of the project employer's pecuniary loss caused by the engineer's professional error, as established by agreement or court ruling. |
| Legal defense costs | Attorney fees and technical-expert costs in civil and criminal proceedings arising from the insured professional services. |
| Vicarious liability of the office | Acts of junior engineers and technical staff of a design office, performed under the supervision of the insured engineer. |
What is not covered? (Exclusions)
- Services performed without a valid Engineering Council license or outside the declared discipline
- Deliberate violation of mandatory standards, the national building code or the approved drawings
- Projects and roles not declared in the policy schedule
- Administrative fines and penalties imposed by authorities
- Incidents arising after policy expiry where the causal error did not occur during the insured period
Issuance conditions
- A valid Engineering Council membership license stating discipline and grade
- Declaration of the engineer's role — design, supervision or execution — for each project
- No undisclosed incidents or known claims at policy inception
Required documents
- Engineering Council membership license stating discipline and grade
- Identity documents of the engineer or the firm's insured engineers
- Previous liability policy, for renewal and no-claims discount
- Project list with roles and contract values, for project-based policies
How to buy — step by step
Quotation and consultation
Submit the quote request; the advisor maps your disciplines and roles and proposes the limit structure.
Documents and official proforma
After the license and project details are received, an official proforma invoice is issued on Bimeh Iran tariffs.
Premium payment
Pay through the banking gateway or a bank receipt; cover starts the moment issuance is confirmed.
Policy delivery
The printed and electronic policy, with the schedule of insured engineers and projects, is delivered within one working day.
How to claim — step by step
Immediate notification
Notify the agency as soon as a defect or damage attributable to your services is alleged; the maximum notification period is five working days.
Claim form
Complete and sign the claim form describing the project, your role and the alleged professional error.
Case documents
Submit the design documents, supervision reports, correspondence with the employer and any official or judicial notices.
Technical expert review
A technical loss adjuster or court-appointed expert determines whether the design or supervision deviated from mandatory standards.
Settlement and payment
After fault, causation and the loss are established, compensation is agreed or court-awarded and paid subject to the deductible.
File closure
The settlement record closes the file; open defects can be scheduled for continuation under an agreed endorsement.
Claim notification deadlines and assessment details follow the policy general conditions and the Iranian Insurance Act (Article 30 practice: notification within five working days).
FAQs — Engineers Professional Liability Insurance
Legal sources
Engineering System Act of Iran — Adopted 1995 — Article 33 (supervising engineer's liability)
Civil Liability Act of Iran (1960) — Articles 1 and 2 — fault-based civil liability
Islamic Penal Code — Diyat chapter — Book Five, Articles 449 onwards
Iranian Insurance Act (1936) — Article 30 — five-day claim notification
Iranian statutes are authoritative in Persian; English titles above are orientation references.
Reviewed by the Iran Liability Insurance content team
Reviewed by the licensed team of Agency No. 20616 of Bimeh Iran, specialized exclusively in liability insurance.
Legal review: licensed team of Agency No. 20616, Bimeh Iran — Last reviewed: 24 October 2026
Get Engineers Professional Liability Insurance through the official Bimeh Iran agency
The online quote form is in Persian. English-speaking visitors may submit inquiries by email in English, and a consultant will respond in English. The quotation is issued on current Bimeh Iran tariffs after the limit of liability is agreed.