Professional Liability Insurance in Iran

For certified accountants, independent auditors, tax accountants and audit firms operating in Iran.

Accountants and auditors professional liability insurance in Iran compensates financial loss caused to clients and third parties by defective tax returns, misleading audit reports and accounting calculation errors, up to the policy limit. Defense costs in proceedings before the Iranian Society of Certified Accountants and the courts are covered where scheduled.

For hairdressers, beauty salons, skin and hair service specialists and licensed laser service centers.

Beauty salon liability insurance in Iran compensates bodily and financial injury to clients from accidents during services, skin sensitivity reactions and instrument contamination, up to the policy limit. Injection and laser services usually require express scheduling and the relevant permit in the policy; without that scheduling they are not covered at all.

For general dentists, prosthodontists, implantologists and orthodontists licensed by the Iranian Medical Council.

Dentists professional liability insurance in Iran compensates bodily injury and financial loss a patient suffers from professional error in implantology, prosthodontics, endodontics and anesthesia complications, up to the policy limit, and funds the dentist's legal defense before Iranian courts and the Medical Council forensic commissions where the specialty is declared in the policy.

For licensed engineers and supervising engineers in civil, architectural, electrical, mechanical and other recognized disciplines.

Engineers professional liability insurance compensates financial and bodily loss caused by errors in design, calculation, supervision and execution of construction or industrial projects. It applies to licensed members of the Iranian Engineering Council and covers supervision liability under Article 33 of the Engineering System Act, up to the policy limit.

For licensed financial advisors, tax advisors licensed by the Tax Administration and financial consulting institutes.

Financial and tax advisors liability insurance in Iran compensates the client's financial loss and attributable penalties caused by faulty tax advice, defective financial planning and erroneous calculations or feasibility reports, up to the policy limit, and funds the advisor's legal defense in client lawsuits and proceedings before financial regulatory bodies.

For independent developers, network and security specialists, software companies and technology freelancers working under written contracts.

IT and cybersecurity professionals liability insurance in Iran compensates an employer's or client's financial loss caused by implementation errors, service outages and negligent data exposure, up to the policy limit, and funds the professional's legal defense in claims by employers and third parties arising from the insured technology services.

For attorneys at law, legal advisors and law offices registered with the Iranian bar associations.

Lawyers professional liability insurance compensates financial loss that a client suffers from a lawyer's professional negligence — missed limitation deadlines, defective pleadings, wrongful advice or failure to enforce an awarded right — up to the policy limit, and covers the defense costs of disciplinary proceedings before the Iranian bar associations.

For general practitioners, specialists, subspecialists and surgeons licensed by the Iranian Medical Council.

Physicians professional liability insurance in Iran compensates bodily injury and financial loss that a patient suffers because of a physician's professional error — diagnostic, therapeutic or surgical — up to the policy limit, and funds the physician's legal defense before Iranian courts, the Forensic Medicine Organization and Medical Council commissions.

For chief notaries (sardafatar) and assistant notaries (daftryar) appointed by the Registration Organization.

Notaries public liability insurance in Iran compensates financial loss arising from defective deeds, incomplete identity verification and breaches of registration formalities at notary offices, up to the policy limit, and funds the notary's legal defense in civil claims and disciplinary proceedings of the Registration Organization and the Notaries Bar Association.

For nurses, midwives, physiotherapists, paramedics and operating-room, laboratory and radiology technicians licensed to practice.

Nurses and allied health professionals liability insurance in Iran compensates patients for bodily injury and financial loss caused by professional error of nurses, midwives, physiotherapists and operating-room or laboratory technicians, up to the policy limit, and funds the insured professional's legal defense before Iranian courts and Medical Council disciplinary commissions.

For licensed pharmacists, pharmacy owners acting as pharmacist-in-charge and parapharmaceutical technical experts.

Pharmacists professional liability insurance in Iran compensates bodily injury and financial loss caused to customers by dispensing errors — wrong drug, dose or dosage form — expired medication and unflagged drug interactions, up to the policy limit. Liability for pharmacy technicians and staff can be covered where expressly scheduled in the policy.

For licensed real estate agents, estate offices, online brokers and property transaction consultants.

Real estate agents liability insurance in Iran compensates financial loss suffered by buyers and sellers from incomplete title review, defective ownership disclosure, failure to report an attachment or lien on the property, and errors in the listed particulars, up to the policy limit. Legal defense costs are covered where scheduled in the policy.

For sworn translators licensed by the Iranian Judiciary and official translation offices with active translators.

Official translators liability insurance in Iran compensates the financial loss suffered by parties who rely on a sworn translation, including errors in figures, dates, document numbers and legal terminology, up to the policy limit, and funds the translator's legal defense in court proceedings and disciplinary reviews by the licensing authority.