Real Estate Agents Liability Insurance in Iran
For licensed real estate agents, estate offices, online brokers and property transaction consultants.
Persian twin page (authoritative): /liability/professional/real-estate-agents
Short answer
Real estate agents liability insurance in Iran compensates financial loss suffered by buyers and sellers from incomplete title review, defective ownership disclosure, failure to report an attachment or lien on the property, and errors in the listed particulars, up to the policy limit. Legal defense costs are covered where scheduled in the policy.
The final premium is issued upon official quotation — no premium figures are published on this site.
Who needs this policy?
- Real estate agents holding a valid trade license of the real estate union
- Real estate offices and their staff, within the scheduled scope
- Licensed online real estate platforms
- Property transaction consultants and estate managers
- Residential development and sales companies, under special agreement
What is covered?
| Coverage | Description |
|---|---|
| Incomplete title review | Compensation for loss caused by failure to examine the deed correctly, identify a conflicting transaction or detect a registered lien, where the agent's fault is proven. |
| Defective ownership disclosure | Cover for loss from introducing a property with disputed or unstable ownership without expressly informing the parties. |
| Failure to disclose third-party rights | Compensation for loss caused by not reporting an attachment, seizure, mortgage or registered right of use on the property. |
| Errors in property particulars | Cover for damage caused by mistakes in area, position and key particulars in the listing and the benefit-sharing contract. |
| Legal defense costs | Attorney fees and procedural costs in claims by buyers, sellers and the real estate union's regulatory bodies. |
| Office staff liability | The agent's vicarious liability for acts of office employees, within the scope scheduled in the policy. |
What is not covered? (Exclusions)
- Loss arising from deliberate collusion with one of the parties to the transaction
- Technical building defects — structure and installations — which belong to technical inspection, unless expressly scheduled
- Incidents occurring outside the policy period; the trigger is the incident date
- Activity without a valid trade license on the transaction date
- Disciplinary fines and refundable commissions
- Loss on properties without a registered deed where both parties knowingly consented
Issuance conditions
- A valid trade license of the real estate union on the date of the error
- Registration of deed reviews and transaction correspondence to evidence due diligence
- Declaration of the office status and staff count at issuance
- No undisclosed claims from previous policy periods
Required documents
- Trade license of the real estate union
- National ID and identity documents
- Previous liability policy, for claims history and no-claims discount
- Business license of the real estate office
- Identity documents of staff, where staff cover is scheduled
How to buy — step by step
Quotation and office status
Submit the quote request; the office's activity type and a matching limit of liability are reflected in the proforma.
Documents and official proforma
After identity and professional documents are received, an official proforma invoice is issued on the approved Bimeh Iran tariffs.
Premium payment
Pay through the banking gateway or a bank receipt; cover starts the moment issuance is confirmed.
Policy delivery
The printed and electronic policy with its general conditions is delivered within one working day.
How to claim — step by step
Immediate notification
Report the incident to the agency as soon as a party alleges an error; the policy sets a maximum notification period of five working days.
Claim form
Complete and sign the claim form describing the transaction, the alleged error and the related correspondence.
Case documents
Submit the deed review records, the transaction file and the parties' identity documents to the adjuster.
Loss assessment
The adjuster determines the degree of responsibility by examining the records and the registry inquiries.
Agreement or judgment
Once responsibility is established, the compensation is calculated by agreement of the parties or by court judgment.
Payment with deductible
The recoverable loss is paid to the beneficiary after deduction of the policy deductible.
Claim notification deadlines and assessment details follow the policy general conditions and the Iranian Insurance Act (Article 30 practice: notification within five working days).
FAQs — Real Estate Agents Liability Insurance
Legal sources
Civil Liability Act of Iran (1960) — Articles 1 to 11 — fault-based civil liability
Iranian Insurance Act (1936) — Articles 12 and 30 — insurable interest and five-day claim notification
General Conditions of Professional Liability Insurance (Bimeh Iran) — Central Insurance Regulation No. 57
Iranian statutes are authoritative in Persian; English titles above are orientation references.
Reviewed by the Iran Liability Insurance content team
Reviewed by the licensed team of Agency No. 20616 of Bimeh Iran, specialized exclusively in liability insurance.
Legal review: licensed team of Agency No. 20616, Bimeh Iran — Last reviewed: 24 October 2026
Get Real Estate Agents Liability Insurance through the official Bimeh Iran agency
The online quote form is in Persian. English-speaking visitors may submit inquiries by email in English, and a consultant will respond in English. The quotation is issued on current Bimeh Iran tariffs after the limit of liability is agreed.